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Does Your Health Insurance Cover You Overseas?

You’ve been planning this trip for months. A family vacation to Ireland, a honeymoon in the Bahamas, a ski trip to Brit­ish Columbia. Make sure your plans include protection for you and your investment.

insuranceDoes your health insurance cover you when traveling outside the United States?
If it does cover you and your family when you travel internationally, what does it cover? Does it provide the cov­erage you want or need? Don’t forget about trip cancellation protection.

Many U.S. travelers bound for for­eign destinations may not be prepared for the expenses of a medical emergency because their domestic health insurance plan doesn’t provide international cover­age. Even if it does, you should check to see if your medical coverage:

  • Provides for emergency evacuations. Will it pay to fly you back to the United States for medically-necessary treat­ment?
  • Will it pay for an emergency re­union? Parents traveling to be with injured children, children traveling to stricken parents, or a spouse traveling to meet a husband or wife traveling abroad on a business trip?
  • Does it have a claims staff that can speak to your foreign health care provid­er in his or her language and handle all the details of your care, transportation, and recovery?

Travel medical insurance can do all of these things and help fill the gaps in your current health insurance coverage.

AAA Helps You Plan Ahead
AAA Insurance Agency is a full service life and health insurance brokerage agency. For more information about Travel Medical and Trip Cancellation protection, call AAA Insurance at (800) 333-4242, visit AAA.com/insurance, or ask your AAA Travel Agent when planning your vacation.

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